Solutions

Payment processing,
built for how you sell.

Whether guests tap at your counter, scan a QR at the table, or check out from their couch — MidPay meets your customers where they are, and saves you 46% doing it.

Find your solution →
Restaurant dining
Food & Beverage

Turn tables faster. Keep more of every check.

From the morning rush to last call, MidPay handles tableside taps, split checks, and tips without the markup — so a busy night actually pays off.

Coffee & CafésFast checkout, tipping, loyalty
Full-Service RestaurantsTableside, split checks, reservations
Bars & BreweriesTab management, age verification
Food TrucksMobile terminals, offline mode
Get set up for F&B →
Retail boutique
Retail & In-Store

The counter should feel effortless — for them and for you.

Inventory that stays in sync, contactless that just works, and rates low enough that your margins finally breathe. Built for one register or fifty.

Clothing & ApparelSize & seasonal tracking
ElectronicsSerial & warranty tracking
Grocery & ConvenienceHigh-volume, EBT support
Specialty RetailCustom products, commissions
Get set up for retail →
Online shopping checkout
E-commerce & Online

Sell anywhere, settle everywhere — same low rate.

A checkout your customers trust, recurring billing that runs itself, and a single dashboard for every channel. Plug into what you already use in minutes.

Online StoresHosted checkout & plugins
SubscriptionsRecurring billing, dunning
MarketplacesSplit payouts to sellers
Invoicing & B2BDeposits & net terms
Get set up online →

Every plan, every business — the same promise.

No contracts. No surprise fees. Just the lowest debit rate in the business and equipment that earns its keep.

1.49%

Debit rate

Up to 46% less than the major processors — on every swipe, tap, and dip.

$0

Free equipment

Professional terminals at no upfront cost for qualifying volume.

2 days

To get live

Apply, get verified, and start taking payments by the end of the week.

24/7

Real support

People who answer — not phone trees. Cancel anytime, no penalties.

Ready when you are

Find the rate your business deserves.

Two minutes to apply. Tell us how you sell and we'll match you to the right setup — and the savings.

Get started → ⚡ Instant application