Win bigger projects
with payment plans
Service financing that increases project size by 50%.
Approve clients instantly. Get paid upfront. Zero risk.
Service financing that increases project size by 50%.
Approve clients instantly. Get paid upfront. Zero risk.
Clients say yes to bigger scopes when they can pay over time
Instant decisions on estimates up to $75k
Receive full payment within 1 business day
Close more jobs in 3 easy steps
Include financing options in your estimate. Show monthly payments. Client sees affordability immediately.
Client applies online or by phone. Instant approval up to $75k. Multiple term options to choose from.
You get paid within 24 hours. Begin work immediately. Client pays monthly. You assume zero risk.
Flexible payment plans for any service business
See how we stack up against traditional financing options
| Feature |
MidPay
|
Traditional Financing | Credit Cards |
|---|---|---|---|
| Get Paid Upfront | 24 hours | 30-60 days | Client pays over time |
| Your Risk if Client Defaults | $0 - We take all risk | You lose the money | You chase collections |
| Approval Time | 30 seconds | 3-7 days | Depends on client's credit |
| Client Approval Rate | 85%+ approved | 40-60% approved | 50-70% approved |
| Average Project Size Increase | +50% bigger jobs | +20-30% (slow approval) | Limited by credit limits |
| Monthly Fees | $0 | $50-200/month | $0 (but client pays interest) |
| Setup Time | 10 minutes online | Paperwork + meetings | Depends on client |
| Contracts Required | No contracts | 1-3 year contracts | No contracts |
Join 8,000+ service businesses growing revenue with flexible payment options