Payment Terminal
💎 Transparent Pricing

Choose Your
Pricing Program

4 pricing options to fit your business. No monthly fees. No contracts. No hidden costs.

Dual Pricing
1.49% / 2.69%
Debit / Credit
Flat Rate
2.69%
All Transactions
Zero Fee
0%
Customer Pays 4%
Custom
?
Tailored Pricing
Get Started Today
💳 Pricing Programs

Choose What Works for Your Business

4 pricing options designed for different business models. No monthly fees on any program.

💳

Dual Pricing
What it is:
You pay just 1.49% on debit cards and 2.69% on credit.
How it works:
The terminal automatically detects the card type when customers pay, giving you the lower rate on debit cards so you keep more money.

Debit cards 1.49%
Credit cards 2.69%
Most Popular

Best for businesses with high debit card volume. Save on 60% of transactions.

📊

Flat Rate
What it is:
One simple 2.69% rate for every card transaction.
How it works:
No matter what card they use, your fee stays exactly the same, making your accounting super predictable.

All transactions 2.69%
Debit & Credit Same rate
Simple & predictable

One rate for everything. Easy accounting and forecasting.

🎯

Zero Fee
What it is:
You pay exactly $0 in processing fees.
How it works:
The system automatically adds a 4% convenience fee to card payments at checkout, so customers pay for their own card convenience and you keep 100% of your sale.

Merchant pays 0%
Customer pays 4%
Zero processing costs

Customer pays 4% convenience fee. You keep 100% of sales.

⚙️

Custom Pricing
What it is:
Special VIP rates for high-volume businesses.
How it works:
Our team analyzes your transaction history and builds a custom rate plan designed specifically for your business volume and patterns.

High volume? Let's talk
Special needs? We'll work with you
Tailored to you

Custom rates for high-volume or unique business models.

📊 Head to Head

MidPay vs Everyone Else

The numbers don't lie. See how much you save.

Rate Comparison
MidPay
MidPay
Best Value
Square
Stripe
PayPal
Debit Card Rate
1.49%
2.75%
2.70% + 5¢
2.89% + 49¢
Credit Card Rate
2.69%
2.75%
2.70% + 5¢
2.89% + 49¢
Flat Rate (All Cards)
2.69%
2.75%
2.70% + 5¢
2.89% + 49¢
Zero Fee Program
0% (customer pays 4%)
Not available
Not available
Not available
Monthly Fees
$0
$0
$0
$0
Setup Fees
$0
$0
$0
$0

Calculate Your Savings

See exactly how much you'll save by switching to MidPay

You Save Per Month
$378
Compared to Square's 2.75% flat rate
Get Started Now