Flexible payment plans for dental, cosmetic, and elective procedures.
Fast approval. Zero-interest options. Increase case acceptance by 40%.
From minor procedures to major treatments
Instant decisions with no credit impact
6-24 month zero-interest plans available
Get your patients approved in 3 easy steps
Quick online application. No paperwork. Instant soft credit check with zero impact on credit score.
Get approved amounts instantly. Multiple financing options presented. Patient chooses best plan.
Patient starts treatment immediately. You get paid upfront. Patient pays over time with flexible monthly payments.
From routine procedures to major treatments
See how we stack up against traditional healthcare financing options
| Feature |
MidPay Cherry
|
CareCredit | In-House Payment Plans |
|---|---|---|---|
| Get Paid | 2 business days | 2-5 business days | Monthly payments |
| Your Risk if Patient Defaults | $0 - We take all risk | $0 - They take risk | You lose the money |
| Patient Approval Time | 30 seconds | 2-5 minutes | Instant (your decision) |
| Patient Approval Rate | 90%+ approved | 55-70% approved | 100% (your discretion) |
| Case Acceptance Increase | +40% larger treatments | +25-30% | +10-15% (limited) |
| Monthly Fees | $0 | $49-149/month | $0 (admin time cost) |
| Setup Time | 24 hours online | 1-2 weeks approval | Immediate |
| Contracts Required | No contracts | 1-2 year contracts | No contracts |
Join 15,000+ healthcare providers increasing revenue with flexible payment options