Referral Program

Refer a business.
Earn up to $1,000 each.

Know an owner getting destroyed by processing fees? Send them our way. We close the deal — you cash the check.

Sign up and your referral link is instantly active in your dashboard. Already a merchant? Log in to grab your link and track earnings.

Two business owners shaking hands on a deal
$1,000top payout per referral

Commission per referral

Restaurants pay the most. Every other category still earns. Paid monthly.

💳
$300

Retail merchant

Per activated retail account

🏢
$300

B2B / High-volume

Per activated B2B account

🛒
$150

E-commerce

Per activated online store

🔧
$200

Service business

Per activated service merchant

Paid on activation. Restaurants top out at $1,000 with a POS terminal — every other category pays the listed amount. Payouts go out monthly via Zelle, PayPal, Venmo, or check.

Makes your pitch easy

Switching is risk-free for them

Stuck in a contract? We cover their early-cancellation fees from their current processor, so there's nothing standing between you and the referral.

Cancellation fees covered

How it works

Sign up, share your link, get paid.

Business team closing a deal around a table
1

Sign up

Create your account — we auto-generate your unique code (e.g. ITALO-7X2K) and shareable link.

2

Share your link

Drop midpay.me/r/YOUR-CODE anywhere — email, SMS, social, a podcast. We track every click.

3

They apply

The referral attributes to you automatically when they apply. No manual tagging.

4

Get paid

Once they're approved and active, your commission goes from pending to paid — monthly, your way.

Uncapped by design

No caps. No tiers. No expiration.

Every business you refer that activates pays you a commission — for the life of the account. Refer one or refer a hundred. The math doesn't change.

Common questions

When do I get paid?

Commissions are paid monthly. A referral hits "approved" when the referred business is signed and active (typically within 7-30 days of their application). Payouts go out the 1st of the following month.

How do you track who referred who?

When someone clicks your midpay.me/r/YOUR-CODE link, we set a 30-day cookie. If they apply within that window, the referral is automatically attributed to you. We also accept the code as a URL param (?ref=YOUR-CODE) for cookie-blocked browsers.

Is there a cap?

Nope. Refer 1 business or 1,000 — every approved deal earns, for the life of the account.

What payout methods do you support?

Zelle, PayPal, Venmo, and paper check. You set your preferred method in your dashboard. Switch anytime.

Do I need to be a MidPay customer to refer?

No. Anyone can become a referrer — you don't need to process payments through us. That said, our customers refer the most because they have first-hand experience to share.

Start earning this week

Sign-up is 30 seconds. Your code + shareable link are ready immediately.

Become a Referrer → Have a question?