Transparent Pricing

No surprises.
Just savings.

Simple, transparent rates that save you up to 46% vs Square, Stripe, PayPal & Shopify. No monthly fees. No contracts. No hidden costs.

Payment Rates

One rate for debit. One for credit.
That's it.

Most processors charge you the same for everything. We don't. Pay less on debit cards (60% of transactions).

💳

In-Person

1.49%
2.79%
Debit cards 1.49% + 15¢
Credit cards 2.79% + 15¢
46% cheaper than Square
🌐

Online

1.89%
2.99%
Debit cards 1.89% + 20¢
Credit cards 2.99% + 20¢
Lower than Stripe & PayPal
⌨️

Keyed-In

2.29%
3.29%
Debit cards 2.29% + 25¢
Credit cards 3.29% + 25¢
Phone orders & manual entry
Head to Head

MidPay vs Everyone Else

The numbers don't lie. See how much you save.

Best Value
Square
Stripe
PayPal
Shopify
In-Person Debit
1.49% + 15¢
2.75%
2.70% + 5¢
2.89% + 49¢
2.70% + 5¢
In-Person Credit
2.79% + 15¢
2.75%
2.70% + 5¢
2.89% + 49¢
2.70% + 5¢
Online Debit
1.89% + 20¢
2.9% + 30¢
2.9% + 30¢
3.49% + 49¢
2.9% + 30¢
Online Credit
2.99% + 20¢
2.9% + 30¢
2.9% + 30¢
3.49% + 49¢
2.9% + 30¢
Keyed-In Debit
2.29% + 25¢
3.5% + 15¢
2.9% + 30¢
3.49% + 49¢
2.9% + 30¢
Keyed-In Credit
3.29% + 25¢
3.5% + 15¢
2.9% + 30¢
3.49% + 49¢
2.9% + 30¢
Free Equipment
✓ Yes
✗ No
✗ No
✗ Limited
✗ No
Provider Choice
4 Options
Locked In
Locked In
Locked In
Locked In
Monthly Fee
$0
$0
$0
$0
$29-$299
Setup Fee
$0
$0
$0
$0
$0
Annual Savings at $1M Volume
$90,720
($7,560/month)
vs Square
Annual Savings at $1M Volume
$84,000
($7,000/month)
vs Stripe
Annual Savings at $1M Volume
$124,800
($10,400/month)
vs PayPal
Annual Savings at $1M Volume
$84,000
($7,000/month)
vs Shopify
MidPay
Best Value
In-Person Debit 1.49% + 15¢
In-Person Credit 2.79% + 15¢
Online Debit 1.89% + 20¢
Online Credit 2.99% + 20¢
Free Equipment ✓ Yes
Monthly Fee $0

Square

In-Person Debit 2.75%
In-Person Credit 2.75%
Online Debit 2.9% + 30¢
Online Credit 2.9% + 30¢
Free Equipment ✗ No
Monthly Fee $0

Stripe

In-Person Debit 2.70% + 5¢
In-Person Credit 2.70% + 5¢
Online Debit 2.9% + 30¢
Online Credit 2.9% + 30¢
Free Equipment ✗ No
Monthly Fee $0

PayPal

In-Person Debit 2.89% + 49¢
In-Person Credit 2.89% + 49¢
Online Debit 3.49% + 49¢
Online Credit 3.49% + 49¢
Free Equipment ✗ Limited
Monthly Fee $0

Shopify

In-Person Debit 2.70% + 5¢
In-Person Credit 2.70% + 5¢
Online Debit 2.9% + 30¢
Online Credit 2.9% + 30¢
Free Equipment ✗ No
Monthly Fee $29-$299

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