Modern business

Save 46% on every
debit transaction

Beat Square, Stripe, PayPal & Shopify.
1.49% debit rates. $378+ saved every month.

Find out what you're overpaying in 30 seconds
or see the full breakdown →
The Truth About Payment Processing

Most processors charge you the same for debit and credit.
You're overpaying on 60% of your transactions.

❌ The Competition
2.75%+
Same rate for EVERYTHING
Debit card (60% of sales) 2.75%+
Credit card (40% of sales) 2.75%+
$1,375+/month on $50k volume
→
✓ The Solution (MidPay)
1.49%
FAIR rates that reflect real costs
Debit card (60% of sales) 1.49%
Credit card (40% of sales) 2.79%
$997/month on $50k volume
That's
$378
back in your pocket. Every. Single. Month.
$4,536/year
What would you do with that?
Savings Calculator

Calculate Your Savings

See exactly how much you'd save vs Square, Stripe, PayPal & Shopify.

$
$
%
Competitors Cost
$1,375
2.75%+ flat
MidPay Costs
$997
1.49% debit
You Save
$378
per month
$4,536 saved annually
Works Everywhere

One system. Every scenario.

From mobile payments to full restaurant setups, MidPay adapts to your business.

Mobile POS payment
📱 Mobile

Mobile Payments

Accept payments anywhere with portable terminals. Perfect for food trucks, pop-ups, and on-the-go businesses.

1.49% on debit
Desktop POS system
🖥️ Desktop

Counter Service

Full-featured countertop systems for cafes, retail shops, and quick-service restaurants.

1.49% on debit
In-store POS terminal
🏪 In-Store

Multi-Location Retail

Enterprise solutions for retail chains with inventory sync, employee management, and advanced reporting.

1.49% on debit
E-commerce online payment
🌐 E-Commerce

Online Payments

Seamless checkout for your website or app. Integrated with Shopify, WooCommerce, and custom platforms.

1.89% online debit
Premium Equipment

Free professional terminals

Industry-leading hardware at zero cost. No leases, no contracts.

Best Value
Coffee shop payment terminal

For Coffee Shops & Cafés

1.49% Debit

Fast contactless payments for high-volume service. Perfect for busy morning rushes.

  • Tap, chip & contactless
  • Built-in tip screen
  • Mobile order ready alerts
  • Free terminal ($599 value)
Modern retail POS system

For Retail & Boutiques

1.49% Debit

Sleek checkout experience with inventory management. Built for modern retail.

  • Inventory tracking
  • Customer profiles & loyalty
  • Email receipts
  • Free terminal ($599 value)
Restaurant POS system

For Restaurants & Food Service

1.49% Debit

Full-featured POS with table management and kitchen display. Built for busy restaurants.

  • Table & order management
  • Kitchen display system
  • Tableside ordering
  • Free terminal ($899 value)
Financing Solutions

Flexible payment options for your customers

Increase sales with buy now, pay later financing across all industries.

Medical professional payment

Medical Financing

Healthcare payment plans for patients. Ideal for dental, cosmetic, and elective procedures.

Learn More
Boutique checkout

Retail Financing

Point-of-sale financing for retail purchases. Perfect for furniture, electronics, and home goods.

Learn More
Service technician

Service Financing

Flexible payment plans for services. Great for home improvement, auto repair, and professional services.

Learn More
Online shopping payment

Split Purchase

Buy now, pay later in installments. Zero-interest payment plans for any purchase amount.

Learn More
Compare and save

See how much you're overpaying.

Most businesses save $378/month by switching to MidPay. See what you could save.

MidPay
Best Value
In-Person Debit 1.49%
In-Person Credit 2.79%
Online Payments 1.89-2.99%
Your savings
Baseline
Square
In-Person Debit 2.75%
In-Person Credit 2.75%
Online Payments 2.9% + 30¢
You're losing
$378/mo
Stripe
In-Person Debit 2.7%
In-Person Credit 2.7%
Online Payments 2.9% + 30¢
You're losing
$361/mo
PayPal
In-Person Debit 2.89%
In-Person Credit 2.89%
Online Payments 3.49% + 49¢
You're losing
$420/mo
Shopify
In-Person Debit 2.7%
In-Person Credit 2.7%
Online Payments 2.9% + 30¢
You're losing
$361/mo

Stop overpaying.
Start growing.

Join 10,000+ businesses saving with MidPay

Calculate Your Savings Schedule a Demo