Trusted by 1,000+ businesses Rated 5/5 No contracts Cancel anytime Buy Crypto

Save 46% on every debit transaction

The all-in-one payment platform built for modern businesses.

Concierge

Assisted Application

A real human walks you through setup, start to finish.

Online & e-commerce · multi-location

Start assisted setup →
Instant approval

Instant Application

Apply in minutes, approved on the spot.

Restaurants, retail, salons & food trucks · free Poynt

⚡ Apply instantly →
✓ Free equipment & setup support included
MidPay Cashless tips · Powered by MidPay

Tips, in 10 seconds.

A personal QR for every team member. Guests rate the service and tip in seconds — no app, no cash. They keep 100%* of their tips, paid out the same week.*After a 4% processing fee.

✓ Included with your MidPay account
✓ Works with any of our processors
Launches in
00
Days
00
Hours
00
Mins
00
Secs
Open the live demo →

👉 Sneak-preview demo — scan, rate ★, and tip. Full launch August 2026.

10s
to tip
100%*
they keep
$0
to set up
Industry-Leading Rates

Beat the Competition

1.49% debit rates. $378+ saved every month.

Others
2.9%
MidPay Debit
1.49%
Your Savings
46%
Powered By Industry Leaders

Our Trusted Partners

TSYS
FIS
NORTH
Payanywhere
Shift4
CardConnect
Worldpay
nuvei
GoDaddy
poynt
TSYS
FIS
NORTH
Payanywhere
Shift4
CardConnect
Worldpay
nuvei
GoDaddy
poynt
The Truth About Payment Processing

You're overpaying. Most processors charge you the same for debit and credit.

Most businesses save $378/month by switching to MidPay. See what you could save.

MidPay
Best Value
In-Person Debit 1.49%
In-Person Credit 2.79%
Online Payments 1.89-2.99%
Your savings
$4,536/year
Major Processor
In-Person Debit 2.75%
In-Person Credit 2.75%
Online Payments 2.9% + 30¢
You're losing
$4,536/year
Stripe
In-Person Debit 2.7%
In-Person Credit 2.7%
Online Payments 2.9% + 30¢
You're losing
$4,332/year
PayPal
In-Person Debit 2.89%
In-Person Credit 2.89%
Online Payments 3.49% + 49¢
You're losing
$5,040/year
Shopify
In-Person Debit 2.7%
In-Person Credit 2.7%
Online Payments 2.9% + 30¢
You're losing
$4,332/year
Trusted by 1,000+ businesses
Rated 5/5
No contracts
Customer paying at a MidPay standing POS terminal

Free equipment.
Zero upfront costs.

Find Your Terminal
Real Results

Join 1,000+ businesses saving with MidPay

★★★★★

"We're saving $4,536 per year. The setup took less than 10 minutes. Wish we had switched sooner."

Sarah Chen Owner, Brew & Bloom Café
★★★★★

"Finally, fair rates. Our debit transactions went from 2.75% to 1.49%. That's real money back in our business."

Marcus Rodriguez Co-Founder, Urban Outfitters LA
★★★★★

"Support is incredible. Equipment is free. Rates are transparent. This is what payment processing should have been all along."

Jessica Park Manager, Park Street Bistro

Free Equipment

Professional terminals worth $599+ at zero cost. No leases, no contracts.

Explore Equipment →

Works Everywhere

Mobile, desktop, in-store, online. One system for every scenario.

See Solutions →

No Contracts

Cancel anytime. No hidden fees. No long-term commitments.

View Pricing →

Accept Crypto

Same-day settlement to USD. No volatility risk. Bitcoin, Ethereum & stablecoins.

Learn More →

Consumer Financing

Offer payment plans to your customers. Increase sales & average order value.

View Options →

Bank-Level Security & Compliance

Your data is protected by industry-leading security standards

PCI DSS Level 1

Certified Secure

SOC 2 Type II

Audited & Certified

256-bit Encryption

Military-Grade

GDPR & CCPA

Privacy Compliant

Daily Backups

Zero Data Loss

2FA & RBAC

Access Control

More ways MidPay pays off

Built to win you more business.

💳

Customer financing

Let customers split big purchases into installments — you get paid in full, today.

Offer financing →
💰

Refer & earn $1,000

Send a business our way. When they activate, you get paid — no caps, no limits.

Become a referrer →
🔓

Switch risk-free

Locked in a contract? We cover up to $1,000 of your old processor's cancellation fees.

Switch with zero risk →